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Government Building

Zero Cost Credit for Government

Sell $100, See $100.

Zero cost on credit cards. Simple, transparent pricing.

Zero Cost Credt

New rules, New solutions. 

You keep 100% of every credit card sale: when you sell $100, you receive $100. Pay only for debit card transactions.


Pass on the fee for credit card transactions only. Your customers can always choose debit as a no-fee option.

We’re experts so you don’t have to be. Our turnkey solution complies with all the rules and automatically has you covered.

There’s a solution for every way you accept credit cards.

*Solutions available for both In Office w/Virtual Terminal and Online EMV Terminal (Q4 2018)

Accept A Dynamic Fee


Intelligent Rate prices different cards at their different costs.

Instead of charging a flat rate, Intelligent Rate sets the service fee to correspond to the cost of accepting the card a consumer chooses.

For example, constituents who choose rewards cards will cover the extra cost associated with those rewards.

Empower Consumers to Save


Consumers with low-cost cards pay a lower fee (as low as 0.75%).

Intelligent Rate provides real-time information about savings options. Consumers can reduce their service fee by choosing a lower-cost form of payment, such as a no-frills credit card or a debit card.

Zero cost on credit cards. Simple, transparent pricing.




Young Business Owner

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Consumers Choose the Fee They Pay

68% of consumers save with Intelligent Rate.*  The service fee ranges between 0.75%–3.99%, depending on card type (with a $1.99 minimum).

* Compared to a flat rate of 2.75%. Data from a case study of 1,000 government services transactions at an Ohio municipality.


Intelligent Rate is available in the following merchant category codes:

  • MCC 9311 – Tax

  • MCC 9222 – Fines

  • MCC 9211 – Court Costs

  • MCC 9399 – Misc. Gov. Services

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